Our Services
We Offer a Range of Services to Meet Your Needs
Evaluate
Inspection
Full Report
Negotiate
Quick Settlement
24/7 Support
We handle a Variety of different types of Claims
Policy Evaluation
Whether your claim has already been filed or you need help filing a new claim, The Region PA is a licensed public adjusting company with the experience you need.
Our Licensed Indiana Public Adjusters are Your Ally, The Insurance Company is Not
Furthermore, as A Licensed Public Adjuster our team will focus on reading your insurance policy to evaluate it for your max settlement. Difficult though it may be, it is normal for insurance company adjusters to stop writing your settlement once they have hit your ‘policy limits’.
The insurance company adjusters frequently misinterpret repair costs, ignore endorsements, and frequently misjudge repair verse replacement costs. In short, our goal is to find their mistakes and omissions and correct them.
As a Licensed Public Adjuster, We will Maximize Your Claim Settlement
Lastly, an Region PA public adjuster can help you determine your policy limits, analyze your endorsements, and understand the limits for repair value and replacements costs.
By doing so, we can help you reach a maximum settlement with your insurance company. Remember, your insurance company is not your friend.
Damage Assessment
​
Once the claim has been filed the insurance company will evaluate the damage. First, the insurer sends an adjuster to your property to inspect the damage. For more complex claims the insurance company will dispatch an insurance adjuster. Keep in mind, the insurance adjusters goal is to minimize the companies loss, maximize their profit, and pay you the amount legally required. Remember, the insurance company is a for-profit business. Their goal is to make money: not pay out more money than they need to pay. Additionally, they will pay out the minimum amount they are required to pay based on the terms of the insurance contract – nothing more.
How Our Agents Inspect Your Damages
While the goal of your insurance company is to pay you the legal amount, our goal is to max out your claim check. In order to achieve this our inspectors work tirelessly on-site to photograph and categorize your assets properly. We look to maximize both repair costs and replacement costs. Last but not least, we don’t stop writing when we hit your policy limits. Most importantly, we dig deep. For instance, we look into your endorsements so we can grab extra monies. Remember, don’t throw anything away. This is because a thorough investigation of each item is required. With this in mind and through proper depreciation and item evaluation we prepare your claims final report.
If We Don’t Recover More – You Don’t Pay
Remember, as A Licensed Public Adjuster our fee is based on how much we can recover, we have an incentive to recover 100% of your claim value. Indeed, to achieve this we often times must rewrite the insurance adjusters damage claim altogether. In fact, our investigations have turned up a lot of mistakes; for instance, under estimated repair costs, item price discrepancies, replacement value miscategorizations, and sometimes a blatant disregard to write in any endorsements, or code upgrades. As has been noted above, we won’t stop until we maximize your claim settlement. So Don’t Settle – Get More!
Damage Inspection
Damage Report
Full Damage Report
​
After we have completed your damage inspection we will assemble a full report. Our reports are detailed ranging in length between 5 pages for a small loss, to 200+ pages for a large loss. On the other hand, an insurance adjuster will stop writing when they hit your policy limits; However, our adjusters photograph and video every room to ensure a complete evidentiary review. As a result of our detailed and thorough investigation our forensic and engineering staff can represent your claim more accurately. In short, we will be able to more accurately create your proof of loss, code documentation, and line item lists to complete your full damage report. Most importantly, once we have filed our full damage report you can expect we won’t stop fighting until we get everything last cent.
Our Inspectors Will Guide You Through the Entire Process
We will sit down with you and go through everything. Again, we know this process is confusing and difficult. Let us earn your trust.
Why is a Strong Negotiator Important?
First and foremost, one wrong answer can get your claim denied. Indeed, this is why it is so important to have a powerful public adjuster on your side. The Region PA can stand in the gap. The insurance company will have their legal team posed and ready – you should too.
​
​
Here Are a Few Things to Consider:
Policy Misrepresentation. First, this typically occurs when the insured (that’s you) have said something and the insured (you) have misrepresented the policy. Remember, whether it is accidentally or not does not matter; you could come under investigation.
Policy Mis-Classification can cost you big. More specifically, this could occur if you have a claim for water damage to your basement walls and floors due to a pipe burst. If you were to tell the insurance company it was flood damage, in fact, you would be wrong; then, the insurance company would deny your claim. For this reason, it is important to remember that how the insurance agent classify the claim will determine whether or no it is covered. In short, don’t say anything – get a public adjuster to assist or do your research.
Negotiation
Faster Settlement
A Certified Indiana Public Adjuster Can Help You Settle Your Claim Much Faster
Latest Technology
First and foremost, as a certified Indiana public adjuster The Region PA only uses the industries leading estimating software. Xactimate is more than just an estimation tool; additionally it was designed by the insurance companies for the insurance industry. While it may help insurance companies reduce claim costs, it gives us vital insight into their game plan and allows us propose strong counter claim estimates.
Fast Team Deployments
In order to settle your claim with speed we deploy our teams faster. Getting in early to ensure rapid inventory loss cataloguing, forensic analysis, and engineering is vital to a fast settlement.
Dedicated Support Staff
Our dedicated staff can be deployed to assist you in filing your claim and getting a damage report within 2-3 weeks of the start of the claim.
The Regio PA is Here for You
​
The Region PA has been Helping NWI since 2018 and we strive for Excellence and Max Efficiency
​
Our Slogan is Locals Helping Locals, because we are all from the area and we DO NOT STORM CHASE
​
Every time a big storm rolls in to town many companies from different states follow, We want our clients to know, here at The Region PA we are all Local, Live Local, Buy Local, Attend Local Events, and Care about our Locals.
​
We are here to Support You our Local Friends!
Remember, we take pride in serving you. You can Truly call anytime; we will answer our phones 24 hours a day 7 days a week because we understand that your life was just turned upside down. Communication is core to our services. Whether it’s with the insurance company and our on the ground teams, we strive for 100% satisfaction guarantee.